How can I top up my wallet or withdraw funds?

How can I top up my wallet or withdraw funds?

The Investor Wallet, or simply "Wallet," functions like a digital wallet and offers the following features:
  1. Add funds to your Wallet
  2. Receive interest and repayments directly into your Wallet
  3. Withdraw desired amounts from your Wallet independently
  4. View transaction history

1. Add funds to your Wallet (Top-Up)
You can top up your Wallet at any time via bank transfer or credit card with an amount of up to €10,000. Simply click the "Top-Up Wallet" button. For bank transfers, a QR code is available to make the process even easier — scan it with your banking app to initiate the transfer.

2. Receive interest and repayments directly into your Wallet
Your interest and loan repayments are credited directly to your Wallet. This has the major advantage of not needing to search through your bank statements — everything is clearly listed in your Wallet. Another benefit is that you can leave the interest in your Wallet and use it at any time for new investments.

Please note: These interest payments are subject to tax. The tax is declared by the issuer directly.

3. Withdrawals from your Wallet (Payout)
If you would like to withdraw accumulated interest or repayments from your Wallet, use the “Withdraw Amount” function. You decide when and how much (up to €10,000 per transaction) you want to transfer to your bank account.

Important: For security reasons, withdrawals can only be made to a verified bank account. To verify your account, go to the "Verification" section in your user account and upload the required proof of account.

4. Transaction Overview
 Your Wallet also includes a transaction overview. This allows you to keep track of all incoming and outgoing transactions at any time.

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